Made a vault from the default setting. There's the default workflow that I've added the admin group/user to. I'm logged in as the admin - created when the vault was made. I've gone thru each item in the ADMIN tool to the best of my ability, adding all permissions. But I didn't select "Refuse Login" - of course. I just can't figure out what to change - so I can add a folder or a file. Any help is appreciated.