Getting a little more familiar with the BOM & had a couple issues.
1) The first issue was that I was that my description for "D5440 Panel 1" showed up just as I had hoped. I wish I knew what I did next.. I think I was playing around with some settings in the custom properties in the part. When I opened up the sheet with the bill of material, that detail & the entire row was missing. Regardless of what I did, what was strange was that adding a new BOM brought this detail & row back. The row was not hidden either. The other thing I could do in order to make this row show back up was to select the "Parts Only" box in the BOM properties. But why would it show up in "Top-level only", then not? Is this going to be a common thing to do in Solidworks? Adding a new BOM whenever something is done at the part level custom properties?
2) Similar to the first issue (and for this job, its not a big deal)...I am just trying to push some buttons to see what happens in solidworks. When I click the "Default" box, every row disappears in the BOM? So I decide I will click it again to bring things back. It doesn't do squat! What purpose is it there for?